David is Co-Founder and Chief Executive Officer of Opefin, a global open finance infrastructure platform enabling interoperable cross-border financial data exchange and embedded payment connectivity across jurisdictions. Opefin is designed to facilitate seamless, secure and compliant interoperability between financial institutions, lenders and platforms worldwide, reducing friction in international financial services and accelerating global financial integration.
David is an international technology and financial services specialist with extensive experience advising and leading regulated businesses across Asia-Pacific, Europe, US/Canada and Africa. His expertise spans cross-border regulatory architecture, licensing strategy, payments infrastructure, digital assets, data protection and privacy, and multi-jurisdictional compliance frameworks, with a particular focus on scaling financial services platforms in emerging and frontier markets.
Prior to founding Opefin, David served as Group General Counsel and Managing Director (New Zealand and Australia) for Nala and Rafiki, a global fintech recognised by Forbes as a Top 50 Fintech for two consecutive years (2025 and 2026). He previously held senior roles including Group Legal Counsel at Aspire Group, Group Head of Compliance and Managing Director (Crypto Services) at Vivid Money (a unicorn fintech based in Europe), and international counsel positions with Vodafone and LG Headquarters.
Across his career, David has advised boards, founders and institutional stakeholders on complex cross-border expansion, regulatory risk management and the structuring of scalable global fintech and digital asset platforms operating across developed and emerging markets.
